Online CD Rates for eCD Accounts
These rates and Annual Percentage Yields apply only to our online CD accounts (eCDs). To view interest rates or to apply for our Regular Certificates of Deposit,
click here.
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1 Month
|
0.25%
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0.25%
|
$10,000
|
Apply Now
|
|
2 Month
|
0.25%
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0.25%
|
$10,000
|
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3 Month
|
0.60%
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0.60%
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$10,000
|
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|
6 Month
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0.80%
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0.80%
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$10,000
|
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|
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9 Month
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0.85%
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0.85%
|
$10,000
|
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|
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12 Month
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1.00%
|
1.01%
|
$10,000
|
Apply Now
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18 Month
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1.00%
|
1.01%
|
$10,000
|
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|
|
2 Year
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1.20%
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1.21%
|
$10,000
|
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|
|
3 Year
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1.40%
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1.41%
|
$10,000
|
Apply Now
|
|
4 Year
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1.65%
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1.66%
|
$10,000
|
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|
5 Year
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1.75%
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1.77%
|
$10,000
|
Apply Now
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* Annual Percentage Yield (APY) is offered as of
2/23/2012 3:37:15 AM
EST. Penalty may be imposed for early withdrawal of eCDs. Interest is compounded daily and credited monthly. Fees may reduce earnings. Rates and offers subject to change without notice.
eCD Features
- FDIC Insured
- Paperless account - disclosures, notices, and statements are provided online
- All transactions are done by electronic direct transfer between your eCD and connected personal checking account
- Free monthly transfers of interest from your eCD to your connected personal checking account
- Competitive rates
- Free online statements
- Secure online access to your account
Interested in a Regular CD instead? To view interest rates or to apply for our Regular CD,
click here.
Opening an eCD in 4 easy steps
- Step 1: Complete our online certificates of deposit application with a minimal amount of information: driver’s license number, personal checking account number, bank name and routing number. You can choose to connect the eCD to any checking account, including one at VirtualBank.
- Step 2: We’ll send two small deposit amounts to your personal checking account. You then review your checking account transactions to verify these deposits.
- Step 3: Let us know you received both deposits and verify the amounts online at Review Application.
- Step 4: Then we’ll electronically transfer the opening deposit from your connected checking account.
Apply Now View Disclosures