VirtualBank PhoneGuardian
Where Security Meets Simplicity
VirtualBank’s PhoneGuardian process protects your online and mobile accounts by using your phone to verify your identity when needed.
Why is this so important?
It makes it harder for hackers to access your account while making it easier for you to log in. The phone call is referred to as “out of band” authentication because it uses “something you have” (your phone) to verify your identity.
It makes it easier for you to login because most of the time you only need your username and password to access online banking. You only get called when we determine that we need to verify your identity. You choose what number to call. That means there are no additional PIN numbers or silly security questions to remember. The PhoneGuardian process is smart enough to make it easy when you travel or don’t have access to your phone too.
Benefits
- Simple and easy to use login process
- Absolutely free to all clients*
- Quickly confirm your login attempt and access online banking
- Instantly lock your account with the touch of a button when alerted
For more details on how it works check out our
frequently asked questions.
Want this kind of security protecting your account?
Apply Now
*VirtualBank does not charge a fee but your cell phone carrier may apply standard calling charges based on your calling plan.